Nope. Easy Car Loans is fully independent which means we negotiate the best rate for you from a wide range of lenders. Furthermore, since we don't have any sneaky, secret relationships with any particular lender, and we charge a fixed fee regardless of whatever lender you choose.
Easy Car Loans does all the work for you, so you don't have to. We’ll compare all options from lenders right across the country, and lock down the best deal for you, which means you’ll save the pain and hassle of researching and comparing options, and in turn, save money! Plus, we can provide instant finance quotes, approval and pre-approval online.
A Fixed Rate Consumer Loan is a finance product where the financier provides the borrower with the funds to purchase a vehicle for mostly personal use. The vehicle is used as security for the loan, and at the end of the contract period, the customer retains the full title of the car.
It's a commercial finance product that allows the customer to have the use of a passenger or commercial vehicle, while the financier retains actual ownership of the vehicle. The financier buys the vehicle on behalf of the customer, who then leases the vehicle from the financier and pays a fixed monthly lease rental for the term of the lease. At the end of the lease, the customer can either pay a residual value on the lease and assume ownership of the vehicle, re-finance the residual or trade-in and purchase another vehicle.